Here are a list of Things Debt Collectors Cannot Do:
Debt collectors cannot:
• Harass you or people who know you;
• Talk to anyone except you (or your attorney ) about the debt;
• Call people you know for any reason except to locate you;
• Physically or verbally threaten you;
• Swear at you;
• Call you repeatedly;
• Imply they're government employees;
• Say they're attorneys, if they're not;
• Falsely imply you've committed a crime (debts are civil, not criminal);
• Misrepresent the amount you owe;
• Ignore your written denial of the debt--they must show you proof it's your's.
